Need a Railway Reservation direct from home ?

Go to

www.Irctc.co.in
(or)
www.yatra.com

Here you can able to get all train details and timings, and make reservation with any valid ATM cards, debit cards, credit cards, etc.,

Advantage of Yatra:
When compare to IRCTC, yatra is very user friendly and easy to check the waiting list availability status and fare details of all trains for a day in one page.

Disadvantage of Yatra:
When compare to IRCTC, the fare is 10.Rs/- higher, they charge service charge of minimum 10.Rs/- to 50.Rs/- according to the Class you select.

In my Conclusion:
For enquiry Yatra is best and for reservation IRCTC is best one.
Payment Options

1. Payment by credit cards:
   1. ICICI Bank Payment Gateway:
      Payments through any Master / Visa credit cards issued by any bank Transaction charges of 1.8% on the total transaction value will be levied by the card issuing bank.
   2. Citibank Payment Gateway:
      ALL MASTER / VISA/ DINERS CLUB CREDIT CARDS.Transaction Charges 1.8% Transaction Charges waived for bookings on Citibank Issued Credit cards till Sept 30th 2006.
   3. Amex Bank Payment Gateway:
      Transaction Charges of 1.8% on the total transaction value will be levied for Cards issued by American Express Bank. Transaction charges for American Express Cards issued by any other bank (eg. ICICI Bank) will be as applied by the issuing bank.
2. Payment through Direct Debit facility of Internet Banking option of
   1. ICICI Bank - Transaction charges of Rs. 5/-+service tax applicable on per transaction.
   2. HDFC Bank - Transaction charges of Rs. 11.03/- per transaction.
   3. IDBI Bank - Transaction charges of Rs. 10/- per transaction.
   4. Citibank Debit - Transaction charges of Rs. 10/- per transaction.
   5. ITZ Cash Direct Debit - Transaction charges of 1.8%.
   6. Union Bank of India - Transaction charge Nill.
   7. Federal Bank - Transaction charge Nill.
   8. Punjab National Bank - Transaction charge Nill.
   9. IndusInd Bank - Transaction Charge Nill.
   10. Done Card - Transaction Charge NIL.